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The key implication of the Supreme Court’s field of membership decision

first_img continue reading » The U.S. Supreme Court’s decision not to hear American Bankers Association v. National Credit Union Administration is a huge win for credit unions. It not only means that credit unions will be able to help more Americans through expanded fields of membership, but also could embolden the National Credit Union Administration to take steps to advance credit unions that they might have otherwise shied from.Instead of formal rules that prevent credit union expansion, credit unions will now face a different obstacle: demonstrating their ability and intent to serve larger markets.Despite Jim Nussle’s recent argument, NCUA is not going to eliminate or effectively eliminate field of membership anytime soon. Rightly or wrongly, doing so could jeopardize credit unions’ tax-exempt status—an unnecessary risk. Instead, NCUA’s new field of membership rule offers something better. It provides room for long-term continued growth and bolsters credit unions’ tax-exempt status by stipulating that the largest fields of membership require a greater commitment to a mission of meeting the credit and savings needs of persons of modest means.The Supreme Court’s decision not to hear the case leaves the vast majority of NCUA’s 2016 field of membership modernization rule, which the ABA challenged before it was even implemented in early 2017, intact. The case was first decided largely in ABA’s favor by Judge Dabney L. Friedrich of the U.S. District Court for the District of Columbia. Friedrich found that two key provisions contained in the rule exceeded the regulator’s statutory authority: ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Talk of the towns: North-west

first_imgTo access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week. Would you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletterslast_img

Euro 2020 championship postponed over coronavirus: Soccer associations

first_imgUEFA, which is yet to confirm the decision, was under pressure to push back the tournament to give suspended domestic leagues time to be completed.European soccer’s governing body was holding a video conference with all 55 of its affiliated national football federations and representatives of clubs, leagues and players. The decision will go before UEFA’s Executive Committee to be rubber-stamped later on Tuesday.It is the first time in the competition’s history that the final stages have been postponed.The decision to put back the 24-team tournament follows soccer, like numerous other sports, being brought to a virtual standstill by the coronavirus outbreak. The virus has infected almost 180,000 people and killed more than 7,000 worldwide, with the epicenter now in Europe as infection rates slow down in China where the outbreak began.All five of Europe’s top domestic leagues — England, Spain, Italy, France and Germany — are suspended, along with the Champions League, Europa League and World Cup qualifiers.Leagues have urged UEFA to prioritize completing domestic competitions, reflecting a concern that clubs throughout Europe will lose significant ticket and associated match-day revenue by not completing the season while still having to pay their players’ salaries.Cancelled seasons would also risk significant compensation claims from rights-holding TV broadcasters.The European championship is usually held in one or two host nations, but was spread around the continent this time in what organisers said was a romantic one-off event.The host cities are Amsterdam, Baku, Bilbao, Bucharest, Budapest, Copenhagen, Dublin, Glasgow, London, Munich, Rome and St Petersburg. Topics : Soccer’s 2020 European Championship has been postponed for a year as the world fights to contain the outbreak of the coronavirus, the Norwegian and Swedish FAs said on Tuesday.”Postponed until 11/6- 11/7 2021. Will get back to you after the meeting,” Swedish FA chairman Karl-Erik Nilsson said in a message to Reuters during a UEFA video-conference call.The Norwegian FA tweeted the news from its official account.last_img read more

‘Black Lives Matter’ banners swapped out as US Open honors ‘frontline workers,’ NYPD

first_imgTopics : Black Lives Matter, which advocates against police brutality against Black people, has taken a central role in North American sports, most recently after the police shooting of Jacob Blake, a Black man in Kenosha, Wisconsin. Athletes protested and leagues including the NBA and WNBA shut down in a show of solidarity last week.Naomi Osaka, who boycotted her Western & Southern Open semifinal in protest, strode onto Arthur Ashe Stadium on Monday night wearing a face mask honoring Breonna Taylor, a Black woman killed by police officers in March, with the “Black Lives Matter” banner displayed prominently behind her.By Tuesday morning, the banner was gone.”Thank you frontline workers,” the new banners read, along with an image of the caduceus, a symbol long associated with medical professionals, and the acronyms “FDNY,” referring to the New York City Fire Department, and “NYPD.”A smaller, three-row section of the stadium honoring Black Lives Matter with the words “Moving Black lives to the front” remained.  Large banners with the words “Black Lives Matter” were removed from Arthur Ashe Stadium at the US Open on Tuesday as part of a routine rotation and replaced with signage honoring “frontline workers,” including the New York City Police Department (NYPD).The tournament said the banners would be changed periodically, as it plans to honor a variety of issues and causes, including LGBTQ rights and gender equality throughout the Grand Slam in Flushing Meadows.”We are utilizing the 2020 US Open as an opportunity to bring awareness to a variety of causes and initiatives,” a tournament spokesman said. “This includes what will be a rotation of the scrim design in both Arthur Ashe Stadium and Louis Armstrong Stadium, throughout the event.”last_img read more

Irish DB pension funds told to assess strength of sponsors regularly

first_imgTrustees of Ireland’s defined benefit (DB) pension funds should be required to assess the strength of their employer covenant regularly, allowing them to better gauge future financial risks, the Pensions Authority has been told.The regulator was also urged to ensure the chair of each trustee board is independent from the sponsoring company as it published industry responses to its consultation on guidelines for the financial management of DB funds.Brendan Kennedy, head of the Authority, said it would consider all the points raised during the consultation before it finalised the new guidelines.According to the summary of responses, the regulator found that there was “broad agreement” on the need for the proposed practical guide but reflected industry concern that funds were not underfunded due to bad management practices. “While acknowledging that the reasons put forward in the guidelines certainly contributed to some schemes failing to meet the funding standard, it was commented that the legislative requirements and the introduction of the pensions levy were also contributing factors to the problems that arose,” the consultation added.“It was suggested that the guidelines, while useful, cannot fully protect schemes from extreme conditions.”The Irish government in 2011 introduced the 0.6%, four-year pensions levy and added a second, two-year stamp duty of 0.15% last year, effectively increasing it to 0.75% for one year.However, in the most recent Budget, minister for finance Michael Noonan confirmed that the new charge would end next year.The consultation responses also noted that many trustees were already exceeding the minimum financial management standards set out by the regulator, and said it should be made clear that the new framework is a risk-management tool rather than a means of increasing paperwork for trustees.Asked which areas should be added to the proposed framework, the Authority was told trustees needed to improve their communications with members, but also suggested a more regular assessment of sponsoring companies.“Trustees should be required to carry out a formal assessment of the sponsoring employer covenant, to allow the trustees to ascertain how willing and able the employer is to maintain/increase the contribution rate needed to pay the benefit, and to gauge the implications for the future financial risks in the scheme,” the consultation said. Arguably, such an assessment is important in a country such as Ireland, which does not have any debt-upon-the-employer legislation and can see sponsors wind up schemes in deficit.last_img read more

Family violence: Men are victims too

first_imgNZ Herald 10 May 2016Family First Comment: An inconvenient truth….“I guess I kept it private because it was embarrassing. I eventually talked to a few close friends around the time we separated. They were shocked.” He spoke out in a bid to highlight the fact that while it was mostly women represented in the family violence statistics, men were not immune to abuse. “Abuse towards men happens as well, it’s not ok – just as it’s not ok for men to hit women.”When you think of family violence, chances are you imagine the abuser as a male.In most cases, you’d be right.In most cases the victim of intimate partner violence is a woman. In most cases her children see her being physically, sexually or psychologically abused by her husband, partner or ex.But we must not forget that men are also abused in their homes.According to the Ministry of Justice men’s experiences as victims of family violence are often different from women. In a public discussion document published to support Justice Minister Amy Adams’ review of family violence laws, the difference between the genders was explained.“Male victims of intimate partner violence tend to report that they are not living in an ongoing state of fear from the perpetrator and experience violence that is far less severe than in male-to-female violence,” it said.READ MORE: read more

Clarissa Lavonne Thompson age, 82

first_imgClarissa Lavonne Thompson, age 82, of Connersville, Indiana died Wednesday, August 24, 2016 at Heritage House of Connersville where she had been a resident for several years.Born December 13, 1933 in Brookville, Indiana she was the daughter of the late Walter Roy & Ruth Adeline (Kelly) Hinds. She was united in marriage to Edward Thompson and he preceded her in death.A homemaker, she also helped out on the family farm. In her leisure time she enjoyed sewing, and loved music and singing gospel hymns.Survivors include six children, Susan (Dan) Tracy of Richmond, Indiana, Ann Wickersham of Connersville, Indiana, Connie (Martin) Schlam of Sarasota, Florida, Gary (Beth) Thompson of Connersville, Indiana, Rodney (Kimberly) Thompson of Connersville, Indiana and Leonard “Leo” (Kristy) Thompson of Statham, Georgia; one brother, Kenneth H. (Mary) Hinds of Brookville, Indiana; 14 grandchildren, many great grandchildren and 2 great-great grandchildren.In addition to her parents and husband, she was preceded in death by a sister Coralee Maxell.Family & friends may visit from 4 until 8:00 P.M. on Friday, August 26, 2016 at Phillips & Meyers Funeral Home, 1025 Franklin Avenue, Brookville.Pastor Chuck McMahan of Smyrna Baptist Church will officiate the Funeral Services on Saturday, August 27, 2016, 11:00 A.M., at Phillips & Meyers Funeral Home in Brookville. Burial will then follow in Sims Cemetery in New Fairfield, Indiana.Memorial contributions may be directed to the Alzheimer’s Association. Phillips & Meyers Funeral Home is honored to serve the Thompson family, to sign the online guest book or send personal condolences please visit .last_img read more

Chiedozie Ogbene declares for Republic of Ireland

first_imgThe FAI has confirmed they have begun paperwork on the eligibility process for Chiedozie Ogbene to represent the Republic of Ireland. The Nigeria-born 23-year-old moved to Cork aged seven with his family in 2005. He played with Cork City’s senior side for two years, featuring in the Rebel Army’s FAI Cup triumph in 2016, before switching to Limerick. After moving to England, he played with Brentford and Exeter before settling with Rotherham last year. He impressed throughout the truncated League One season, helping the Millers achieve promotion to the Championship.Advertisement Promoted ContentTop 7 Best Car Manufacturers Of All Time7 Ways To Understand Your Girlfriend Better6 Ridiculous Health Myths That Are Actually TrueCouples Who Celebrated Their Union In A Unique, Unforgettable WayTop 10 Most Romantic Nations In The World12 Iconic Actors Whose Careers Were Stunted By A Single MovieBest & Worst Celebrity Endorsed Games Ever Made6 Best 90’s Action Movies From Your ChildhoodThe Highest Paid Football Players In The WorldBirds Enjoy Living In A Gallery Space Created For Them5 Of The World’s Most Unique Theme Parks7 Ways To Understand Your Girlfriend Better Loading… FacebookTwitterWhatsAppEmail分享 Pacy winger Ogbene finished the season with 29 appearances and one goal for the side. He drew praise throughout the season for his showings, including a goal and two assists in Rotherham’s 3-0 win over Bristol Rovers. Read AlsoAlaba ranks Hansi Flick NO.1 in team management style The news comes as Stephen Kenny prepares for his first game in charge of the Boys in Green. Ireland face Bulgaria and Finland in September in the UEFA Nations League, before the crucial Euro 2020 play-off against Slovakia in October.last_img read more

Spread holiday cheer, not foodborne illnesses, this season

first_imgChill leftovers within two hours of cooking. Keep track of how long items have been sitting on the buffet table and discard anything that has been out longer than two hours.If you are transporting food items to a holiday party, keep hot foods hot (140°F or above) and cold foods cold (40°F or below). Use separate, insulated containers for hot and cold foods, and make sure that cold foods are packed with cold sources, such as ice or frozen gel packs. The best way to ensure that food is being held at a safe temperature while you are traveling is to place an appliance thermometer in the cooler.Whether you’re wondering how to cook your holiday ham, or debating whether it’s time to throw out those party leftovers, USDA has resources to help. The FoodKeeper app, available for both Android and iOS devices, is a quick and easy resource you can download and use at home to check storage times and preparation tips for more than 500 food items.If you’d like to speak to an expert, call the USDA Meat and Poultry Hotline at 1-888-MPHotline (1-888-674-6854) or chat live with a food safety specialist in English or Spanish at, available from 10 a.m. to 6 p.m. Eastern Time, Monday through Friday. For more information, visit and follow @USDAFoodSafety on Twitter. Washington D.C. — If you’re cooking for friends and family this holiday season, it’s important to make sure you’re not spreading bacteria that can cause harmful foodborne illnesses.A recent study by the U.S. Department of Agriculture’s Food Safety and Inspection Service (FSIS) and North Carolina State University found that Americans are practicing some disturbing food handling behaviors when it comes to preparing food at home.The study found that in the control group, 66 percent of participants did not use a thermometer to check the temperature of the ground turkey burgers. Even when participants did use a food thermometer, only 54 percent of turkey burgers reached the safe internal cooking temperature of 165°F.Participants also spread potentially harmful bacteria from raw meat and poultry onto other surfaces or food items in the kitchen. The study found that participants contaminated 48 percent of the spice containers, 11 percent of refrigerator door handles, 11 percent of water faucet handles and five percent of chef salads during the meal preparation.These statistics are concerning when you consider that the U.S. Centers for Disease Control and Prevention estimates that millions of Americans are sickened with foodborne illnesses (also known as food poisoning) each year, resulting in roughly 128,000 hospitalizations and 3,000 deaths. Children, older adults and those with compromised immune systems are especially at risk.Make sure you’re protecting your family by not falling into bad food preparation habits. Always follow the four steps to food safety:Clean your hands thoroughly for a full 20 seconds with soapy water. Always serve food on clean plates and avoid reusing plates that previously held raw meat and poultry.Separate raw meat, poultry and egg products from ready-to-eat foods.Cook, using a food thermometer to make sure food reaches a safe minimum internal temperature:Beef, pork, lamb and veal (steaks, chops and roasts): 145°F with a three minute rest.Ground beef, pork, lamb and veal: 160°F.Poultry (whole or ground): 165°F.last_img read more

Deputies respond to personal injury crash

first_imgColumbus, IN—Sunday afternoon Bartholomew County Sheriff’s Department responded to a personal injury crash at State Road 46 and County Road 825 E.On arrival, the officer located vehicles driven by Corrine E Busemeyer, 21, Columbus and Martha L. Muckerheide, 74, Greensburg. Busemeyer was briefly trapped inside her vehicle but was freed by Columbus Fire Department Squad 2 and Hartsville Volunteer Fire Department.A witness reported that Muckerheide’s vehicle crossed the centerline into the westbound lane, striking Busemeyer’s vehicle head one.Busemeyer had non-life-threatening injuries. Muckerheide was transported to Greensburg Hospital with what appeared to be non-life threatening injuries.SR 46 was rerouted for approximately 90 minutes before both lanes of travel were reopened.last_img read more