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The Suns Get Whistled More Than A High School Gym Class

This NBA season has produced more than its fair share of ridiculous, eye-popping statistics. Russell Westbrook got his record-tying 41st triple-double of the season on Tuesday. The Rockets shattered the league record for threes made in a single campaign with two weeks left to play. And 20-year-old Devin Booker, who’d never even scored 40 points in a contest before, somehow logged 70 points in one game last month.But Booker’s team is on the cusp of crossing a less-than-ideal threshold as things wind down: The Phoenix Suns, who lead the NBA in fouls by a wide margin with 1,963 so far, are on pace to eclipse the 2,000-foul mark, which would make them the first NBA club to hit that mark in 10 years.The Suns commit 25 fouls per game (the NBA average is 20) and send their opponents to the free-throw line an NBA-high 29 times a night. It isn’t necessarily a new problem, since Phoenix allowed opponents to go to the stripe more than anyone last season, too. But the team’s fouls are up 10 percent from last year, and the team is becoming a bit of an outlier by fouling more often, given that NBA foul rates have decreased over the past decade as more and more shooters space the floor, leading to less contact from play to play.The chronic fouling is a symptom of two much larger issues: 1. The team’s inability to contain their opponents on defense, where the Suns allow 109 points per 100 plays, third-worst in the league. Being that bad leaves their players out of position, often leading to more desperate fouls as they try to recover. And 2. Phoenix’s relative youth and inexperience, especially in the post, where it’s fairly common for players to struggle with foul trouble at the beginning of their careers.This talented group is still developing, both physically and mentally. The Suns are one of the NBA’s shortest and lightest teams, which might make them a bit easier to push around. But Phoenix — which last month used the youngest starting five in NBA history — also has plenty to learn when it comes to countering the offensive tricks and techniques that veteran players acquire over the years.“You ever seen a young group of guys play against a group of older guys in pickup? The older guys somehow manage to physically take advantage of the younger guys without making it look like that’s what they’re doing. Then the young guy starts to hit back, and it’s completely obvious? That’s what we look like sometimes,” coach Earl Watson told me last week during his club’s East Coast trip. “Players in this league are so good, and our guys are still learning how to be aggressive without committing obvious fouls.”Those gaps in experience are most apparent in scenarios where a single defender is being asked to hold his own: 1-on-1s and post-ups. The Suns have committed the second- and fourth-highest rates of shooting fouls this season when guarding 1-on-1s and post-ups, respectively,1Phoenix has been whistled for shooting fouls 14 percent of the time in isolation scenarios and about 15 percent of the time when guarding post-up opportunities. according to Synergy Sports.It’s hard to fault the players’ intent, despite the dismal results. They often sacrifice their bodies in hopes of forcing a turnover, but many times they haven’t established good enough positioning to ward off defensive-foul calls. This has been especially true of some young players, like Booker, rookie power forward Marquese Chriss and fourth-year center Alex Len, who are 1-of-18, 5-of-28 and 0-of-14 when it comes drawing charge calls this season. (Those numbers are pretty abysmal, considering that the leaguewide average charge rate is 40 percent.)Phoenix’s learning curve has gotten considerably steeper in recent weeks, since the Suns elected to shut down a handful of healthy veteran players, including usual starters Eric Bledsoe and Tyson Chandler, in pursuit of some lottery ping-pong balls and a chance to give their younger, less-used talent some spin over the final month of a losing season.That has meant fielding lineups that have little institutional knowledge of how to defend without fouling.“If I’m the only young guy out there with four veterans, those four can kind of direct traffic and help cover for me when I mess up,” said Chriss, who commits 5.5 fouls per 36 minutes, tied for the NBA’s fourth-highest rate among players who’ve logged at least 1,000 minutes.2He’s tied with Len. “But when it’s a situation where everybody on the floor is, at most, 3 or 4 years into their career, that’s kind of tough, because then we’re all kind of lost, and still learning how to communicate with each other as players.”It’s not just an issue of youth. There are several other, less-examined factors that help explain why they’ve committed so many fouls. Phoenix plays at a blistering pace, handling more possessions than most, which puts the team in a position to commit more fouls than any other club. The Suns have been in more close games where they trailed late than any other team, meaning a decent number of their infractions were likely intentional and committed in hopes of stopping the clock. And it’s worth noting that Phoenix also comfortably leads the NBA in offensive fouls. So, not every foul Phoenix commits is a symptom of the Suns’ weak defense.Make no mistake, though: The Suns do an absolute ton of hacking, and they usually get called for it.“Refs officiate games with a certain rhythm. They’re used to a certain speed and rhythm. When you jump out of that rhythm, it’s easy for them to see, and you’re going to get called for it,” said Chandler, an NBA champion who joined the league as a teenager and went from committing more than 5 fouls per 36 minutes in his fifth season to eventually winning Defensive Player of the Year. Chandler added that the Suns, much like he was as a youngster, are often overeager to make a play, and wind up swiping or jumping when they shouldn’t.Nevertheless, struggles and all, Watson is an eternal optimist. He takes ample time most days to walk through film of the team’s fouling tendencies, and he told me that he feels his team is only a reinforcement or two away from a huge turnaround if the young players keep developing.“I was with OKC during Russ’s first year” — Westbrook, of course — “and I always let [my Phoenix players] know: That year, [the Thunder] won 23 games. The next year they won 50, and did it because their young guys had gotten so much experience and developed a supreme confidence.”Phoenix may not go on to write the kind of success story that the Thunder did, at least not next season. But if putting in a year at the School of Hard Knocks helps this team improve on defense, maybe the Suns will eventually be able to say that this furious foul pace was a worthwhile learning experience.Check out our NBA predictions. read more

Mens Soccer Buckeyes travel to Ann Arbor to take on No 21

Ohio State men’s soccer head coach Brian Maisonneuve watches the Buckeyes play in the first half of the game against the University of South Florida on Sept. 7, 2018. Credit: Casey Cascaldo | Photo EditorComing off a 0-0 draw at home against Northwestern on Friday while playing nearly half the game down a man, the Ohio State men’s soccer team  (1-5-2, 0-1-1 Big Ten) heads to Ann Arbor, Michigan, to take on the Wolverines (5-1-1, 1-0-1 Big Ten) on Tuesday. Ohio State redshirt senior midfielder Brady Blackwell said even though Ohio State’s battles with Michigan are mostly noted on the gridiron, the rivalry transcends all sports between the two schools. “I think everyone comes here because they know about the rivalry in football obviously, but I think it carries over to every single sport, so we’re not very fond of them,” Blackwell said. “They don’t really like us very much.” The Wolverines come into this week ranked No. 21 in the nation, according to the United Soccer Coaches Poll, and are on a six-game unbeaten streak following their only loss of the season, at home to Tulsa on Aug. 24.Michigan is a team that is both effective and dangerous on offense. The Wolverines have outscored their opponents 15-5 on the season while outshooting them 101-48. The Wolverines’ attack is spearheaded by sophomore forward Umar Farouk Osman’s four goals and two assists, combined with eight points apiece from junior forward Jack Hallahan and sophomore forward Mohammed Zakyi.Meanwhile, the Wolverines are just as strong between the pipes, with sophomore goalkeeper Henry Mashburn currently holding a 0.68 goals against average for the season, accompanied by four clean sheets.“Michigan’s very good this year, very athletic, tough and they get after you,” Ohio State head coach Brian Maisonneuve said. “It’s going to be a battle and we’re going to have to match their fight because you know they’re going to come out a hundred miles per hour.”Maisonneuve said that a top concern of his is how his players will recover on such short rest following the tough double-overtime battle against the Wildcats Friday night in Columbus. “The hardest part about double overtime on Friday is we’ve got to turn around and do it on Tuesday, so it’s going to be a really quick turnaround,” Maisonneuve said. “Managing bodies is going to be the No. 1 thing.”With eight games under their belt, a new coaching staff and system and a whole lot of soccer left to be played, the Buckeyes seem to be settling in.The defense rebounded from a tough outing at Penn State last weekend to shut out Northwestern on Friday despite being a man down, while the offense played its most effective game of the season last time out. The Buckeyes and Wolverines are set to play in Ann Arbor at 7 p.m. on Tuesday. read more

Media Swansea appointing Manager of the Year

first_imgSwansea have already found their new manager after the relegation from Premier League earlier in May. Carlos Carvalhals successor will be a two time winner of “Manager of the Year”According to Wales Online, It will be Graham Potter from the successful Swedish club Östersunds, who will become the new manager. According to the news site, Potter will fly to Wales shortly after the Allsvenskan-game against BK Häcken later tonight.But the Östersunds CEO Daniel Kindberg refuses the fact that Potter is leaving.“It’s clear that we have a shortlist if Graham leaves. It would be irresponsible not to know who we want – if it happens. But, no, we have not heard from Swansea. No, nothing.”Jadon SanchoMerson believes Arsenal should sign Sancho Manuel R. Medina – September 14, 2019 Borussia Dortmund winger Jadon Sancho might be the perfect player to play for the Gunners, according to former England international Paul Merson.“How I look at the reporting about Swansea? I understand you want headlines. Graham Potter’s name is exciting.”“But if it is written about Swansea then there are a lot of other clubs that we really know are interested but one of these is not Swansea. There is simply no information we have in Östersund about Swansea,” Kindberg told Fotboll Direkt.Graham Potter have made miracles in his time as Östersunds manager. He started in the club, when it was stuck in the fourth tier. Last year they won the swedish cup and went to the Europa League, where they got all the way to the first knockout stage. They even beat Arsenal at the Emirates.Graham Potter have also won the swedish “Manager of the Year”-award twice in 2016 and 2017.last_img read more

Juventus keen to introduce fresh blood into the squad

first_imgJuventus are reportedly already working on new signings in spite of an astonishing start of the seasonLed by the likes of Massimiliano Allegri from the touchline and Cristiano Ronaldo on the field, the Bianconeri have been flourishing this season on all fronts.With a record of nine wins and a draw, the Turinese giants top Serie A table, while they enjoy a 3-game winning streak in the Champions League.However, the reigning Italian champions are not fully satisfied with the current roster, as they intend to add more quality and potential to their respective squad.Romelu Lukaku, Inter MilanLukaku backed to beat Ronaldo in Serie A scoring charts Andrew Smyth – September 14, 2019 Former Inter Milan star Andy van der Meyde is confident Romelu Lukaku will outscore Cristiano Ronaldo in this season’s Serie A.According to the Italian newspaper, Calciomercato, Juventus have identified Lyon’s Tanguy Ndombele and Ajax’s Matthijs de Ligt as the top targets for next summer.The 21-year-old French midfielder has been one of the revelations in Europe football over the past year or so, as he continues to impress with Les Gones both in Ligue 1 and the Champions League.On the other hand, the 19-year-old Dutchman is named the Lancers’ vice-captain despite the young age. The Netherlands international has shown immense potential in Ajax’s Champions League quest this season, demonstrating some genius pieces of defending against Bayern Munich at the Allianz Arena.last_img read more

Disappointed Zouma on City defeat

first_imgDespite their 3-1 defeat at Manchester City on Saturday, Everton defender Kurt Zouma has urged his team to stick to their game plan.Manchester City opened the scoring in the 22nd minute through Gabriel Jesus as the hosts capitalized on a mistake by Yerry Mina.Jesus completed his brace 10 minutes into the second half, before Dominic Calvert-Lewin pulled one back to reduce the deficit, but substitute Raheem Sterling completed the scoring and killed Everton’s hopes of any comeback.“We are very disappointed but we tried to play our football,” Zouma told the club’s website.“We knew they are strong pressing the ball and are strong on the counter-attack but when you try to push forward you have to take risks and we did.“Unfortunately it didn’t go for us but I think we created chances and we can be happy that we tried to play. It’s a defeat but we need to move on.“The goal gave us a bit more confidence but then we conceded the third goal too quickly. In football, you have to be prepared for everything.Premier LeaguePremier League Betting: Match-day 5 Stuart Heath – September 14, 2019 Going into the Premier League’s match-day five with a gap already beginning to form at the top of the league. We will take a…“We did our job, we tried to play the way we wanted to. We took our risks but unfortunately, we lost.“As I said, we need to move on to next week. We have another important game at home and we will try to win that.“We created chances against a strong team with strong players.“It’s not difficult to enjoy these type of games against a big team in a big stadium. We had chances, the first one from Richarlison in the first half.“Maybe we should have scored more but it’s done now. Everyone gave 100 percent. Now we’re going to recover and great ready for next week.“We had a game plan and tried to play our match. We will play with confidence. We are at home and will play for our fans. We need to keep the same spirit and move on.”last_img read more

Official Sevilla sign Marko Rog on loan from Napoli

first_imgSevilla have completed the loan signing of Napoli midfielder Marko Rog until the end of this season.The 23-year-old midfielder joined Napoli for a reported fee of €13m in 2016 from Croatian side Dinamo Zagreb on a five-year deal and has since managed 67 appearances in all competitions.Under new coach Carlo Ancelotti, however, Rog has only started four of his 11 games this season at Napoli.This had prompted talk of a move to Spain with Sevilla, despite reported interest from German side Schalke 04.Speaking in a press conference last week, Ancelotti confirmed that Rog will likely leave Napoli in this month’s transfer window with Sevilla president Jose Castro announcing on Monday that a deal was close to being completed.“We’ve made two quality signings [in Munir El Haddadi and Max Wober] and there’s another [Rog] who has just landed in Seville. We hope to close a deal for him tomorrow,” Castro told Diario de Sevilla.“It’s good proof of this club’s ambition to build a more competitive team and fight for all the objectives we have in front of us.”Now Sevilla have confirmed the news of Rog’s arrival but made no mention of an option to buy him at the end of his five-month loan deal.“Sevilla FC and SSC Napoli have reached an agreement in principle for the loan of Marko Rog until the 30th of June 2019,” read a statement on the club website.Jose Mourinho, Lionel MessiMourinho: “Lionel Messi made me a better coach” Andrew Smyth – September 14, 2019 Jose Mourinho believes the experience of going up against Barcelona superstar Lionel Messi at Real Madrid made him a greater coach.The transfer brought up quite the little scandal in Spain after Napoli sporting director Cristiano Giuntoli vowed to take Spanish news outlets to court after being falsely quoted as saying that Rog will leave them for Sevilla earlier this month.However, the Croatian has now begun training at Sevilla and will be hoping to put his troubles from Italy behind him at Andalusia.It’s uncertain yet whether Sevilla manager Pablo Machin will select him in the squad that will face Barcelona in the second leg of their Copa del Rey quarter-final clash on Wednesday night.Los Rojiblancos hold a 2-0 aggregate lead over the cup holders and will need to avoid losing the return leg by more than two goals to progress to the semi-finals of the competition.📸 Rog arrived in time to take part in his first training session with #SevillaFC. 🇭🇷⚽️Here’s how the session went ➡️ https://t.co/5zbh7L0O6w#vamosmisevilla#WeNeverSurrender 💪❤️ pic.twitter.com/6vsrBgGWnV— Sevilla FC (@SevillaFC_ENG) January 29, 2019last_img read more

Dense Smoke Advisory In Effect Until Wednesday

first_imgPersons with respiratory problems may have difficulty breathing when outside. For more information on Air Quality, please visit www.dec.alaska.gov. Facebook0TwitterEmailPrintFriendly分享The National Weather Service out of Anchorage has issued a dense smoke advisory for the interior Kenai Peninsula, including the Sterling Highway corridor from Sterling to Cooper Landing effective until 1pm, Wednesday. Smoke from the Swan Lake fire will reduce visibilities to one quarter mile or less at times.Travel may be difficult due to low visibility.center_img Smoke will be the most dense during the overnight and early morning hours through Wednesday. A dense smoke advisory means widespread fires will create smoke, limiting visibilities. If driving, Slow down, use your headlights, and leave plenty of distance ahead of you in case a sudden stop is needed.last_img read more

European Parliament concerned at state of human rights in Bangladesh

first_imgEuropean Parliament concerned at state of human rights in BangladeshThe coming election in Bangladesh poses as the country’s last chance to determine the course of its democracy and rule of law. However, abuse of power and the crackdown on the media, human rights activists, critics of the government, lawyers and the civil society, as well as extrajudicial killings, enforced disappearances and abductions are a cause of concern.These views were expressed at the debate on Bangladesh’s human rights situation held at the European Parliament on Thursday in Strasbourg, France. A draft resolution was adopted at the end of the debate by the parliament members, calling upon all political parties in Bangladesh to take part in the election. They also called for an amendment of the digital security act.During the discussion, Austrian politician Josef Weidenholzer said that the election to be held at the end of the year in Bangladesh was important for the country. If the situation deteriorated, this would have an impact on Europe too. He highlighted the escalating oppression and repression of civil society, political activists and human rights activists in Bangladesh, also mentioning that there were reports of extrajudicial killings, mass arrests and enforced disappearances. The media too was under threat, he said.Weidenholzer said that opposition leader and BNP chairperson Khaleda Zia would not be able to contest in the coming election and that the party supporters maintained that she was imprisoned in politically motivated cases filed against her. He called upon the Bangladesh government to create an environment conducive to the election, where people could express their views freely and cast their votes in free and fair polls.British politician and member of the European Parliament Charles Tannock said that there was development in many sectors in Bangladesh, but the state of human rights was deteriorating, as was evident in the arrest of photographer Shahidul Alam.British politician Sajjad Karim said, there was a lot to be done for the improvement of democracy and human rights in Bangladesh.Another speaker said that if the coming election was not inclusive and peaceful, Bangladesh’s democratic continuity would be hampered.The people and the government of Bangladesh were lauded for their constructive role in accepting Rohingya refugees from neighbouring Myanmar. However, it was also said that the repatriation of the refugees should only take place in conditions for a safe, dignified and voluntary return.EEU commissioner for humanitarian aid and crisis management Christos Stylianides said that EEU had long been expressing concern about Bangladesh human rights situation. Journalists and students in Bangladesh were under attack. The digital security act curbed the freedom of expression and freedom of the press. He called for a transparent, neutral and inclusive election and also called upon the government to ensure a safe environment for the polls.At the end of the debate, the European Parliament drew up a draft resolution regarding Bangladesh, expressing serious concern about human rights in the country, including the crackdown against media, students, human rights activists and the political opposition. It called upon the media to conduct independent investigations into reports of extrajudicial killings, enforced disappearances and excessive force, including the disappearance of former ambassador Maroof Zaman and Mir Ahmad Bin Quasem.The draft resolution called for the immediate release of photographer Shahidul Alam, amendment of the digital security act, abolition the death sentence, reforming the labour laws, removing the clause allowing marriage under 18 in ‘special circumstances’, ensuring safe and dignified repatriation of Rohingyas, identifying challenges to human rights and resolving these challenges.last_img read more

JK Spices to focus on exports to tieup with US etailers

first_imgKolkata: Kolkata-based packaged spices major J K Spices is scouting for aggressive overseas opportunities including tie-up with US based e-tailers to expand its market, a top company official said today. “We are looking to grow both in the domestic and overseas markets. We have tied up with Amazon.com and later propose to extend the same with Ebay for the US market. The US Amazon will be be unveiled tomorrow,” JK Spices and Food director (sales & marketing) Vijay Jain said here. Also Read – Rain batters Kolkata, cripples normal life He said along with it the company was also negotiating with a leading seller on Amazon India for the online space in India. The company was optimistic about the US market to tap the huge Indian diaspora. “We are even launching new products exclusively for the US markets,” Jain said. JK Spices has three manufacturing locations in India and all the three units are US FDA approved, he said. The company would also explore Middle East and African markets beside exporting in Japan, Hong Kong and Singapore. JK Spices claimed to enjoy about four per cent of the organised national spices market of about Rs 6,000 crore. JK Spices is leader in the West Bengal market with at least 35-40 per cent market share and had posted Rs 245 crore in FY18′.last_img read more

Fire minister reaches incident site at 3 am supervises firefighting operation

first_imgKolkata: State Fire and Emergency Services minister Sovan Chatterjee, who has been closely monitoring the work to douse the flames at Bagree Market, stated that the devastating blaze could have been averted if proper steps in terms of firefighting arrangements had been taken on time.Chatterjee said: “The area is congested and hydraulic ladders could not be used due to overhead wires and cables. The building was packed with inflammable objects. An inspection was carried out at Bagree Market, Mehta Building and such other buildings in Kolkata very recently. The authorities of the buildings were cautioned and were also told to take the necessary steps to avert an incident of fire.” Chatterjee further added: “Would we witness such a catastrophe if proper measures had been taken?” It may be mentioned that Chatterjee went to the spot at around 3 am. He had been at the spot till last reports came in on Sunday night. The minister spoke to senior officers of his department to ensure that the firefighting operation is carried out properly.last_img read more

Facebook deletes and then restores Warrens campaign ads after she announced plans

first_imgFacebook has removed several ads placed by 2020 presidential hopeful, Senator Elizabeth Warren, that called for the breakup of Facebook and other tech giants. Last week, Warren announced that if elected president in 2020, her administration will make big, structural changes to the tech sector to promote more competition by breaking up competition killing big mergers. The ads being deleted from Facebook was first revealed by Politico. The advertisements read, “Three companies have vast power over our economy and our democracy. Facebook, Amazon, and Google. We all use them. But in their rise to power, they’ve bulldozed competition, used our private information for profit, and tilted the playing field in their favor.” Source: Politico The ads were taken down and a message was displayed stating, “This ad was taken down because it goes against Facebook’s advertising policies.” However, later a Facebook spokesperson confirmed to Politico that the company is in the process of restoring them. “We removed the ads because they violated our policies against the use of our corporate logo,” the spokesperson said. “In the interest of allowing robust debate, we are restoring the ads.” Elizabeth Warren also tweeted about this development, stating that she wants a social media marketplace that isn’t dominated by a single censor. This news sparked a massive discussion on Hacker News. People called it a win-win situation for Warren. A comment on Hacker News reads, “This is smart politics. Rather than simply telling people FB is a monopoly, she runs a limited experiment that had it been left alone, would have limited effect since the budget was so small ($100). Now, this puts FB in a bind. If they really are a middleman for content, then these ads don’t violate any laws and shouldn’t be blocked. However, FB as a company with a product should block it just like a coffee shop wouldn’t allow a banner on the wall saying “better coffee down the street“. Another user appreciated Warren for her smart move. “It’s very smart, her ad campaign people must have known misusing the Facebook logo would get them denied, but now she gets press for being the victim. You or I couldn’t run those ads, this is special treatment for her”, the comment states. A user also condemned Facebook for its dumb move. “I would say this is ordinary politics, an obviously calculated provocation we see every day. What is surprising is a such dumb FB reaction. Why such intelligent people make such dumb moves? Are they really that arrogant? Maybe that arrogance is caused by revenue increases after all these scandals. Maybe they treated politicians, in the same way, many times, but in other countries.” It looks like Warren has won the golden ticket to US presidential elections 2020 as comments like ‘Slay Queen!’ and ‘My Cherokee Princess’ dominated Twitter. Warren’s plan is by far one of the biggest tech regulation plan proposed so far in the 2020 presidential cycle. Other Democrats running for the 2020 presidential bid include senator Kamala Harris, Congresswoman Tulsi Gabbard, entrepreneur Andrew Yang, governor Jay Inslee, and Senator Bernie Sanders. Most of them are also keen on tech regulation. Andrew Yang described Warren’s anti-monopoly position as “unimaginative” and “retrograde,” yet he does believe in taxing tech. Yang says because artificial intelligence is destroying jobs, the tech industry should pay for a universal basic income. However, Klobuchar and Yang’s messages didn’t excite people as much as Warren’s bold move did. Read Next Elizabeth Warren wants to break up tech giants like Amazon, Google Facebook, and Apple and build strong antitrust laws UK lawmakers publish a report after 18-month long investigation condemning Facebook’s disinformation and fake news practices. Facebook and Google pressurized to work against ‘Anti-Vaccine’ trends after Pinterest blocks anti-vaccination content from its pinboards.last_img read more

CFPB Announces Rules to Reform Originator Compensation

first_img Hours after issuing “”guidelines””:https://themreport.com/articles/regulators-unveil-appraisal-rules-for-lenders-2013-01-18 to govern appraisal disclosures, the “”Consumer Financial Protection Bureau””:http://www.consumerfinance.gov/ announced more new rules designed to shape up origination practices.[IMAGE]The new regulations prohibit what the bureau calls “”steering incentives,”” such as compensating originators based on loan terms. Under the rules, brokers and loan officers cannot get paid more if the consumer takes a loan with a higher interest rate, a prepayment penalty, or higher fees.Furthermore, the originator cannot be paid more if the consumer agrees to buy additional services (such as title insurance) for the lender or one of its affiliates. The rules also say that loan originators cannot get paid by both the consumer and another party (such as the creditor), a practice that may lead to a conflict of interests.[COLUMN_BREAK]””These rules recognize that people tend to do what they get paid to do,”” said CFPB director Richard Cordray in prepared remarks. “”By removing financial incentives for originators to push borrowers toward risky loans, we are ensuring that the mortgage market will be more stable and sustainable, and consumers will be better protected.””In addition, the final rule implements Dodd-Frank provisions that prohibit mandatory arbitration agreements and the increasing of loan amounts to cover credit insurance premiums.The new rules also establish screening and qualification standards for different types of loan originators, including character and fitness requirements, financial responsibility reviews, and criminal background checks. There is also a requirement for periodic training to ensure originators are knowledgeable about the rules governing the types of loans they originate.Absent from the set of rules is a proposal from August that would require originators to offer loans without upfront origination fees (assuming they also offer a loan that does feature upfront fees). CFPB scrapped the proposal based on comments from industry groups and will evaluate the issue once all the other rules are put into place.Most of the rules will take effect January 2014. The prohibition on mandatory arbitration and on the financing of credit insurance take effect June 2013, the bureau announced.The final rules will be available January 20 on CFPB’s website. January 18, 2013 447 Views CFPB,CFPB Announces Rules to Reform Originator Compensation in Originationcenter_img Agents & Brokers Attorneys & Title Companies Consumer Financial Protection Bureau Dodd-Frank Investors Lenders & Servicers Origination Points Regulation Service Providers 2013-01-18 Tory Barringer Sharelast_img read more

Rep Runestad to host 4 coffee hours sessions in June

first_img Categories: Runestad News 06Jun Rep. Runestad to host 4 coffee hours sessions in June State Rep. Jim Runestad of White Lake will host coffee hours in White Lake, Highland and Milford on Friday, June 9 and Milford on Wednesday, June 28.The office hours on Friday June 9 are at the following locations:8 to 9 a.m. at Leo’s Coney Island, 6845 Highland Road in White Lake;10 to 11 a.m. at Colasanti’s Market, 468 S. Milford Road in Highland; andNoon to 1 p.m. at Bakers of Milford, 2025 S. Milford Road in MilfordThe office hours on Wednesday June 28 are at:6 to 7:30 p.m. at Milford Public Library, 330 Family Drive in Milford.No appointment is necessary. Those unable to attend may contact Rep. Runestad at 517-373-2616 or via email at JimRunestad@house.mi.gov.#####last_img read more

Interviewed by Louis James Editor International

first_img(Interviewed by Louis James, Editor, International Speculator)L: Doug, we’ve had a lot of questions from readers about the apparent push governments are making to go to paperless currency – all electronic, no cash. Do you think that’s likely, and what would be the implications?Doug: I think it’s probably inevitable. It’s not just cash, but the whole world is becoming increasingly digital. Credit cards already work very well all around the world, and everyone in the world, it seems, will soon have a smartphone – or at least everyone who might have any cash.But it’s not just a question of evolving technology. Governments hate cash for lots of reasons, starting with the fact it costs a couple of cents to print a piece of paper currency, and they have to be replaced quite often. As the US has destroyed the value of the dollar, they’ve had to take the copper out of pennies, and soon they’ll take the nickel out of nickels. Furthermore, with modern technology, counterfeiters – including unfriendly foreign governments – can turn out US currency that’s almost indistinguishable from the real thing. And the stuff takes up a lot of space if it’s enough to be of value. So sure, governments would like to get rid of tangible currency. They’d like to see all money kept in banks, which are today no more than arms of the state. But it’s not so simple: increasing numbers of people trust neither banks – most of which are insolvent – or currencies – most of which are on their way to their intrinsic values.L: Hm. On the technology front, when I was in central Africa a few weeks ago, plastic money was accepted happily everywhere I went – Rwanda, Burundi, the DRC, and Kenya – though not by street vendors yet. And I had access to the Internet everywhere I went, even in the middle of the jungle…Doug: Yes, the move towards digital currencies is already happening, and not just as a result of government efforts. Remember Bitcoin. And, as you know, I’m a big fan of Goldmoney.com, which is leading the way to a sound digital currency. Although Goldmoney.com has bowed to government pressure and has suspended its service allowing customers to transfer funds among one another, it’s another sign of the times…L: Yes, and Goldmoney.com is not the first attempt, nor will it be the last. We should mention to new readers that you are an investor in Goldmoney.com.Doug: The world’s going to digital currencies is in part a good thing, because it’s convenient. But it’s definitely a double-edged sword, because of government involvement in the field. If it were a strictly market phenomenon, I’d have no problem with it. It’d be just another choice. But if the state runs it, it would reduce people’s choices – and privacy. But that’s entirely apart from the fact that government – and I know this assertion will be shocking to most readers – has no business creating currency or minting money. Money, of all things, should be a purely market phenomenon. Government, as an institution, inevitably and necessarily corrupts everything it touches. Money is far too important to be left to the tender mercies of the state.L: Sure. A completely digital currency would be an unlimited license to print and spend. Need to give people more welfare? Just tap a few keys, and it appears in their bank accounts. Need to buy more missiles? Just a few more taps on the keyboard… But the privacy issue is even scarier: digital money would seem like Big Brother‘s dream come true. They wouldn’t even have to send their minions out to go through people’s trash. They could see everything anyone ever spent money on and where they were physically when they did it, search for activity nearby, and much more, just by having computers report the details of people’s accounts.Doug: Exactly. They would justify it with a host of phony excuses ranging from the so-called War on Terrorism to the so-called War on Drugs. Maybe they’ll tie it in to their disastrously failed War on Poverty. As the War on Islam heats up, one front will be an attack on the excellent Muslim hawala system, which allows cheap and reliable transfer of money between countries; that system, which is kind of a private SWIFT network, is excellent for evading FX controls. Ironically, Islamic countries are some of the very worst perpetrators of currency controls.L: Maybe that’s why the informal network exists in the first place? But yes, they gotta stop those evil money launderers from washing their money and hanging it out to dry…Doug: Don’t get me started on “money laundering.” It’s a completely artificial crime. It wasn’t even heard of 20 years ago, because the “crime” didn’t exist. Now, everyone speaks of it as though it were a real crime, like murder. It’s ridiculous, and further proof of the totally degraded state of the average person worldwide, absolutely including US citizens – what we used to call Americans. The government proclaims something as a law, and “sheeple” robotically assume it’s part of the cosmic firmament. If an official tells them to do or not to do something, they roll over on their backs like whipped dogs and wet themselves out of fear. The War on Drugs may be where “money laundering” originated as a crime, but today it has a lot more to do with something infinitely more important to the state: the War on Tax Evasion.Incidentally, not that a US citizen can open an account with a Swiss bank anyway any longer – except with at least seven figures and loads of paperwork – but now the policy in Switzerland is to insist that clients prove that their funds are all tax paid. The situation is out of control. And the world’s governments are increasingly working together to make sure no one slips through the net.L: Gotta keep the cattle in line.Doug: That’s right; the US has sent swarms of agents all around the world to bully and cajole bureaucrats in other countries into giving them access to bank account information and to impose income taxes in places that didn’t have them. In Uruguay, where I was last week, for example, there was no income tax two years ago. Now there is. And they’re trying to do the same thing in Paraguay. That’s about the last personal-income-tax holdout among the larger countries of the world.L: When I was in Paraguay last, they had passed an income-tax law, but it was being blocked from implementation by the legislature itself, on procedural grounds. I was told that since all of the legislators are deeply corrupted, none of them want to have to account for their income, and that’s why the measure will never be implemented. “Never” seems a bit optimistic, but it reminds me of your call to make corruption your friend. At any rate, why would the US government care if other countries have income taxes – so they can have tax treaties with them?Doug: I’m sure that’s part of it. A bigger part may be that countries with high tax burdens want so-called tax harmonization, so it’s less tempting to businesses and individuals to leave their borders and go where they can benefit from a lower tax burden – or pay no taxes at all. Governments all around the world, in spite of their differences, share a concern about their income streams – especially since most of them are absolutely bankrupt now – and their bureaucracies work together closely when it suits them. For example, the reason why you get asked if you are carrying more than $10,000 in cash on you when you board an international flight these days, even in a tiny African or South American country, is that it’s an OECD standard that’s been… enthusiastically encouraged. When it first started, it was only $3,000, but that generated too much work for them, so they raised it to $10,000. But all the bad ideas in the world now seem to be coming out of the US.You know, up until the Bank Secrecy Act of 1971, Americans didn’t have to report foreign bank accounts or brokerage accounts. Reporting income generated by such accounts was required, but the existence of the accounts themselves was not required. The rules and reporting requirements have now become so draconian that most foreign banks don’t even want to see a US taxpayer darken their door, let alone open an account for one. It’s a cancer, spreading out from the US.L: So, is this trend inevitable? At some point will Big Brother know everything about all transactions?Doug: Yes. And if they can’t get everything they want from you off your cell phone, which will probably also become your wallet with a digital credit-card app at some point in the near future, they will be able to monitor everything physically via the swarms of tiny spy drones they will flood the skies with. The technology will soon make this cheap as dirt, and computational power is increasing rapidly to the point where it will be possible to process all the images.L: Only if the people don’t divulge everything they are doing and whom they are doing it with on Facebook and Twitter.Doug: [Laughs] Ah, yes, Facebook, the CIA’s most successful covert op. I idiotically opened a Facebook account some years back because someone convinced me it would be a good way to keep in touch with old school friends I’d lost touch with. Now I get scores of people who want to friend me every month, and I know very, very few of them. It will be one-stop shopping for Homeland Security to round up the usual suspects when they feel the time is right. I hate Facebook and never use it for anything. I wonder how many of my Facebook friends are actually government stooges out looking for somebody to railroad…L: A sobering thought.Doug: I have to say that the prognosis for privacy is very grim. The only possible saving grace I can see is that the snoops may end up with information overload, most of it worthless or irrelevant. That’s what seriously impeded the East German and Romanian secret police. But with computer technology getting better and better, there’s not much reason to believe Homeland Security will be buried the way the Stasi was with its primitive technology.I really see no way to stop this trend, nor hide from it – at least in the US or Europe. There’s one thing, however, we can hope for: the coming collapse of the modern nation-state. This will happen, sooner or later, in Europe and North America, at least. This is a possible bright side of the building worldwide financial collapse; it might bring down Big Brother… although it’s more likely, I’m afraid, that he’ll redouble his efforts to control everything. Unfortunately, the immediate aftermath of that collapse is likely to be very unpleasant, especially for those in the most developed and powerful countries.The best way to insulate yourself from this, therefore, is to live in a country whose government doesn’t have the power, financial resources, or technical ability to do these things. As per our last conversation, Africa might be a good place to get out of harm’s way, but it’s a bit too far off the beaten path for my taste and has way too many problems. That’s why I like Latin America.L: What about the hope that if people get pushed too far, they may rebel? Everyone has things they don’t want made public, even those with absolutely nothing nefarious about them. A total lack of privacy would seem intolerable, after some – probably short – period of time. As Princess Leia told Governor Tarkin in the original Star Wars movie: the tighter they squeeze their fist, the more people will slip through their fingers. Or maybe not. It is, frankly, very dismaying to me that the Big Brother concept has been turned into a “reality” TV show.Doug: People may think it’s funny now, or even an egalitarian ideal to live in a society in which no one has any secrets, but that won’t last. If only in relation to currency controls – what we started out talking about – I think there’s something to your Star Wars quote. The more total the monitoring and control the state achieves over the legal economy, the more it will push people into the black market. We saw that in Soviet times. Stringent and very intrusive state monitoring, compulsion, and punishment only made the informal market flourish all the more. I’m sure this will happen. Even North Korea has an active black market. But I don’t like that term. What’s called “the black market” is really the free market; it’s heroic. The legal market – with all its taxes and regulations – is actually the one in need of either radical reform or abolition.L: But the monitoring beyond finance – your drone swarms – might make noncompliance too risky for most people to try.Doug: True. And maybe the US will get not just 10% of the population hooked on stuff like Prozac, but 20% or 50%. As Aldous Huxley pointed out in Brave New World, it’s much easier to control zombies. That’s another reason why I think that hope for the future rests in what are today derided as corrupt Third-World countries. If you’re going to have a ridiculous number of impossible laws, corruption is a good thing. Increasingly, what matters is not the number or even nature of laws on the books in the place you live, but the amount of actual control the state has over private individuals. Corruption subverts idiotic laws; it’s the next best thing to abolishing them.L: I’ve often said that on paper, the US is freer than Mexico, but in fact, Mexico has become much freer than the US, in spite of its legally powerful socialist government. The average Mexican considers tax evasion to be a universal given, but US taxpayers fear their government – a letter from the IRS can cause instant weight loss.Doug: It’s certainly true that in Argentina, where I’m building a new home, people don’t fear their government. Well, not in the police-state sense, anyway; they see it as more of a nuisance. It’s probably more accurate to say they are resigned to their government destroying the economy periodically than to say they actively fear it. If I get pulled over for speeding in Argentina – which itself would be highly unusual – I feel that I have nothing to fear at all, whereas back in the US, I could end up getting tased, have my car taken, and do jail time for saying or doing the wrong thing, even without harming anyone. Any contact with the police in the US brings an increasing risk of a lethal outcome these days. I understand that there are about 40,000 SWAT raids on real and imagined targets every year, and the number is growing fast.Another contrast: in Argentina, most people despise the police and military, whereas in the US, they are apotheosized. This tells you a lot about the psychological states of these populations – it’s a very bad trend in the US.L: On the subject of Argentina, perhaps we should mention that readers who’d like to meet you could head down there for the upcoming harvest celebration.Doug: Well, I’m in the middle of one right now, but another is coming up next week, and there’s still time to sign up for that one. Sure – we have a lot of readers, and I’ve enjoyed meeting many, but it would be nice to get to know more of them. And it’s a nice time to get away from the dying days of winter in the northern hemisphere and come to a place where the weather is pleasant and the wines are fantastic. And I’m really tickled with our world-class gym, spa, and all the rest of it.L: Very well. Investment implications?Doug: Well, this highlights the importance of owning gold, but not for investment purposes or even for the financial prudence we’ve spoken of before, but for a different kind of prudence: privacy – and even freedom.One thing that has changed since we started having these conversations – back when gold was trading at about $600 per ounce – is that having approached $2,000 per ounce, and being likely to surpass that level soon, governments are going to start clamping down on gold more and more. Back when gold was under $300 an ounce, it wasn’t convenient to carry large nominal sums in gold – it was too bulky, too heavy. A roll of hundred-dollar bills was less trouble. But now you can hide $20,000 in one hand using gold. This has not gone unnoticed by the bad guys, and customs and immigrations forms of several countries have started asking not only if you are carrying more than $10,000 in cash, but specifically gold. Incidentally, to keep up with this type of thing, I urge readers to sign up at International Man, which has a great, free daily letter.L: I agree; it’s an excellent publication. That’s an interesting admission for Big Brother to make, asking people to declare cash and gold; in effect, it admits gold’s value as money… But okay, if the state achieves total monitoring and control of the legal economy, and the informal economy becomes much larger, would that not greatly increase the demand for gold? The black market is, as you say, a free – if somewhat chaotic – market, so, according to you and Aristotle, would not gold emerge as the money of choice in that market? And would that not add to the speculative reason for owning gold in addition to the reasons of prudence?Doug: Yes, and yes. Other sub-trends speculators might look for, within the overall trend of digitalization of our world, would lie in various new technologies this will make possible. Many of them would be very positive and profitable for those who deploy them commercially first. This is the sort of thing Alex Daly keeps tabs on in our Casey Extraordinary Technology letter.L: That reminds me of what you said about our phones becoming our wallets. You already don’t really need a physical card to make most revolving credit purchases, just the information on the account. Not only do we buy all sort of thing online these days with this information, but there are chips that transmit gas-card info to gas pumps so we don’t even need to get our wallets out to fill up our tanks. Who knows where that will end up, but I can imagine that as phones and computers (and what used to be TVs) all merge into one technology – which already includes payment systems – money will get folded into this technology as well.Doug: I fully expect that, even though I still don’t own a cell phone and really loathe the things. As an individual human being, I’m going to keep on paying for things in cash for as long as I can – and to me, gold is the real cash of the world. But as a speculator, I think there’s a lot of money to be made investing in the developers of these technological innovations.L: Good luck with that fight. As Locutus of Borg said, “Resistance is futile. You will be assimilated.” There are computer chips in clothing, in cars – heck, it won’t be long before they’re in our food and in the drinking water… Only to help doctors monitor our health, of course.Doug: I know, I know. The prison planet we live on could get pretty ugly before it frees up again. I fear that before things get better, they will have to get much worse, and our world will soon come to resemble a cross between Huxley’s Brave New World and Orwell’s 1984 – or maybe Soylent Green if it gets really bad.L: Another cheerful thought, Doug.Doug: You know I call ’em like I see ’em. I hope many of our current readers will look into The Casey Report as well, if only because this month has part two of a long article that I’m rather fond of, titled Evil, Stupidity, and the Decline of America, which examines the root causes of the pickle the West is now in.But the greater the invasion of privacy, the greater the need for privacy there will be – and the market will respond. I doubt you’ll need stolen eyeballs for retina scans, as in the movie Minority Report, but technologies that identify you to the monitors as a Boy Scout from Iowa (with a perfect grade-point average, totally clean driving record, and no arrests or interrogations) will certainly become available. Clean digital identities should become highly lucrative commodities, all the more so for being illegal. But, with any luck, when the revolution comes – and it will, even though it will be most unpleasant, inconvenient, and dangerous – I hope it turns out more like the revolutions in V for Vendetta or the American Revolution than the one in France under Robespierre. In any event, there’s no doubt in my mind that things will get much worse before the world reboots and gets better again.L: Well, that’s marginally better. As has been observed before, as in the times of chattel slavery, for example, when laws become unjust, just people must become outlaws.Doug: Just so. Maybe we’ll all have our chance to play Robin Hood against an evil king.L: Right then. Thanks for your thoughts… I’ll have to take a closer look at our technology picks for my own investment portfolio.Doug: You should. And you’re welcome. Talk to you soon. In the meantime, live, and be wellL: Until next time.last_img read more

Welcome to a new season of Invisibilia The NPR pr

first_imgWelcome to a new season of Invisibilia! The NPR program and podcast explores the invisible forces that shape human behavior. Episode 3 involves two brothers who are happy about the polite, helpful tenant who moves into their mother’s house, until they start to suspect he has sinister motives. Here at Shots, we are exploring the main theme of the story — the things left unsaid, and the havoc they can cause on your personal relationships — with an essay by behavioral scientist Nicholas Epley.The average human brain contains roughly 100 billion neurons, each of which is attached to thousands of other neurons, meaning that another person’s brain is likely to be the most complicated thing you will ever think about. And yet, despite this dizzying complexity, you and I routinely guess what’s going on in the mind of other people almost as easily as we breathe.It takes only a split second to form an impression about another person’s intelligence or intentions, guess what our spouse or a homeless person is feeling, and predict what a political opponent is thinking. You can even leap quickly to conclusions about people in situations you’ve never experienced before, from what’s going on in the mind of our president to the mind of a homeless person begging for food. Making judgments about another person’s mind is easy. Making judgments accurately, however, is hard. In fact, our research indicates that it is surprisingly hard.Consider, for instance, an experiment that Tal Eyal, Mary Steffel and I conducted that put people’s beliefs about their mind reading abilities to the test. We recruited people who we thought would know something about each other, namely romantic couples. These couples had been together for an average of 10 years. Fifty-eight percent were married.One person in each couple played the role of Responder, reading 20 statements and reporting how much he or she agreed with each one on a scale ranging from minus 3 (strongly disagree) to 3 (strongly agree). These statements included, “I would like to spend a year in London or Paris,” “I would rather spend a quiet evening at home rather than go out to a party,” and “Our family is too heavily in debt today.”The other member of each couple played the role of Predictor, guessing how his or her partner would respond to each statement, and also predicting how many of the statements he or she guessed correctly. Think of this as something like The Newlywed Game for science.Our Predictors believed they guessed an average of 13 items out of 20 exactly correctly. In truth, the task was much harder than our predictors expected. They actually guessed only five, on average, correctly.The problem with our inferences about others is not incompetence, but hubris. We tend to think we understand each other better than we actually do.So what’s a person trying to understand the most complicated thing on this planet to do? Dale Carnegie offered a suggestion in 1936: Principle 8. In what has become the Bible of social relations, How to Win Friends and Influence People, Carnegie describes his eighth principle as a method that will “work wonders” for you: “Try honestly to see things from the other person’s point of view.” That is, do some perspective-taking.Even if you never read Carnegie’s book, his suggestion has a powerful ring of common sense to it. Indeed, the vast majority of people we surveyed predicted that actively adopting another person’s perspective would help them understand another person better in a variety of ways, from understanding another person’s reaction when looking at a picture to predicting movie preferences.Our research, however, suggests that this bit of common sense is at least somewhat mistaken. When we tested the impact of perspective-taking on accuracy in a series of 25 experiments we recently published, we found no evidence that actively considering another person’s perspective systematically increased accuracy.If anything, perspective-taking tended to decrease accuracy, including in the romantic couples study I described earlier. This experiment included another condition in which one member of each couple was asked to put themselves in their partner’s shoes before predicting their partner’s responses. This perspective-taking actually decreased accuracy compared to the control group I already described, but it slightly increased the number of items these perspective-takers thought they had predicted correctly. Perspective-taking may work some wonders for your social life, but understanding another person better does not seem to be one of those wonders.Instead, accurate insight reliably comes only when you actually gain knowledge about what it is like to be another person. We refer to this as perspective-getting, as opposed to perspective-taking. The easiest way to get another’s perspective is by simply asking them to describe what’s actually going on in their minds in a context where they can report it both honestly and accurately.This solution may seem painfully obvious, but it is not so obvious to people who are in the midst of actually using it. The romantic couples study I’ve described included another condition in which predictors were given a chance to ask their partner to report their feelings about each of the statements before predicting how he or she would respond. This increased accuracy dramatically, even though those who asked did not have any more confidence in the accuracy of their judgments than those who guessed their partners’ reactions. Even those who take the right approach to understanding the mind of another person — asking directly and listening carefully — seem unaware of how much they had learned.True insight into the minds of others is not likely to come from honing your powers of intuition, but rather by learning to stop guessing about what’s on the mind of another person and learning to listen instead.Nicholas Epley is the John Templeton Keller Professor of Behavioral Science at the University of Chicago Booth School of Business. He is the author of Mindwise: Why We Misunderstand What Others Think, Believe, Feel, and Want. Copyright 2018 NPR. To see more, visit http://www.npr.org/.last_img read more

The World Health Organization said Friday that sec

first_imgThe World Health Organization said Friday that security concerns in the Democratic Republic of the Congo’s North Kivu region were preventing aid workers from reaching certain areas — and leaving open the possibility of the Ebola virus spreading.At least 1,500 people could be exposed to the virus, WHO spokesperson Tarik Jasarevic told reporters in Geneva, according to Reuters.Congo’s health ministry declared an outbreak of Ebola on Aug. 1 in the North Kivu region. As of Wednesday, the WHO reports 51 confirmed cases and 27 probable cases of Ebola in the region, with 44 people (17 confirmed, 27 probable) having died of the disease.”We don’t know if we are having all transmission chains identified. We expect to see more cases as a result of earlier infections and infection developing into illness,” Jasarevic reportedly said. “We still don’t have a full epidemiological picture. … The worst-case scenario is that we have these security blind spots where the epidemic could take hold that we don’t know about,” the wire service quoted him as saying.North Kivu — “a lawless, mineral-rich area in the northeast of the country,” as NPR’s Jason Beaubien describes it — is home to 8 million people. “Over the last decade armed groups in North Kivu have massacred civilians and each other while vying for control of the province’s deposits of gold, diamond and coltan, an ore used in cellphones and other electronics,” Beaubien reports.The WHO says the area “has been experiencing intense insecurity and worsening humanitarian crisis, with over one million internally displaced people and a continuous efflux of refugees to the neighbouring countries, including Uganda, Burundi and Tanzania.” About 1,500 miles away in the DRC’s northwest Équateur province, the WHO had just declared a previous Ebola outbreak over on July 24. It said the next day that 33 people had died in that outbreak that had been declared in early May — a relative success compared with the devastating outbreak in 2014 through 2016 in West Africa that left more than 11,300 people dead.The WHO’s response in May involved the first widespread use of the experimental Ebola vaccine rVSV-ZEBOV since testing started in 2015.On Friday, the WHO said more than 500 people, including health workers, had been vaccinated against the disease in the North Kivu outbreak. Copyright 2018 NPR. To see more, visit http://www.npr.org/.last_img read more

Would You Be Thankful or Horrified If the Emails You Got While

first_img The only list that measures privately-held company performance across multiple dimensions—not just revenue. August 25, 2017 Add to Queue Email Nina Zipkin Image credit: Shutterstock –shares 2019 Entrepreneur 360 List Would You Be Thankful or Horrified If the Emails You Got While on Vacation Disappeared?center_img Arianna Huffington really wants to make sure her employees unplug. 2 min read Next Article Americans are known for being truly terrible at taking time off. A study from careers site Glassdoor found that the average employee reported only taking 54 percent of the vacation days they had available to them. More telling is that 66 percent of those polled said that they worked while they were away.There are tons of tools out there to make your inbox a little less daunting, but if you’re always checking email, even if you’re supposed to be relaxing, that stress will still follow you to whatever beach you’ve parked yourself on.Arianna Huffington, the founder and CEO of wellness brand Thrive Global, has long been a proponent of unplugging to the point of creating on-the-nose merch — such as a $50 charging bed for your phone. Now, she’s introduced an email office tool called Thrive Away that she described in a post for Harvard Business Review.Related: The Impact Of Chronic Work Stress On Your Employees“While you’re on vacation, people who email you get a message, letting them know when you’ll be back. And then — the most important part — the tool deletes the email,” she wrote.” If the email is important, the sender can always send it again. If it’s not, then it’s not waiting for you when you get back, or even worse, tempting you to read it while you’re away.”While most companies likely won’t implement an office-wide system like Huffington’s, it’s a helpful reminder that if you don’t respond to that email right away, the world won’t come to an end. And as a business owner, if you want your employees to stay healthy and productive, it’s on you to encourage them to actually take that time away for themselves — and leave their inboxes behind. Entrepreneur Staff Staff Writer. Covers leadership, media, technology and culture. Apply Now »last_img read more

Tesla Model 3 Moves to 247 Production

first_imgTesla Tesla Model 3 Moves to 24/7 Production Yesterday, it was revealed that Tesla intended to stop Model 3 production for up to five days. The reason given was to improve automation. However, a letter sent by Elon Musk to employees reveals the real reason for the pause in production: Tesla is upgrading the plant for round the clock production from next week.As Electrek reports, in the letter Musk confirmed that Model 3 production had reached 2,000 per week, which is double that attained in January. The goal is to reach 5,000 per week no later than June 30, but in order to achieve that and allow for a margin of error, Musk is setting the new goal of 6,000 per week by that date.Going from 2,000 to 6,000 in just over two months would be very optimistic if not for the fact Tesla is also introducing another shift to the production line, meaning the Model 3 will be manufactured 24/7 in Fremont. Tesla’s general assembly, body and paint teams will all add a third shift and require more people. Tesla is expecting to employ an extra 400 people a week for several weeks across its entire operation to help support that.The letter goes on to talk about improving the build precision of the Model 3 to exceptional standards and how Tesla needs to become profitable. With that in mind, “we will be far more rigorous about expenditures” and all contracts with third-parties will be reviewed. Musk describes the contractor situation within Tesla as being like a “Russian nesting doll” and that some perform “worse than a drunken sloth.” So expect some big changes on that front soon.There’s a suggestion of one more pause in production during May for further upgrades, but beyond that Model 3 production just got serious. Six-thousand by the end of June does indeed look achievable if 24/7 production works without a hitch. That also means the dual motor version could still happen in July. Next Article Fireside Chat | July 25: Three Surprising Ways to Build Your Brand Matthew Humphries Elon Musk is serious about reaching 6,000 cars per week by June. Learn from renowned serial entrepreneur David Meltzer how to find your frequency in order to stand out from your competitors and build a brand that is authentic, lasting and impactful. Image credit: via PC Magcenter_img Add to Queue This story originally appeared on PCMag –shares Senior Editor 2 min read April 18, 2018 Enroll Now for $5last_img read more

Salesforce to Buy Demandware for About 28 Billion

first_img Add to Queue Reuters Image credit: Salesforce June 1, 2016 Register Now » This story originally appeared on Reuters Attend this free webinar and learn how you can maximize efficiency while getting the most critical things done right. Next Article center_img Salesforce –shares Salesforce to Buy Demandware for About $2.8 Billion Cloud-based software maker Salesforce.com Inc. said it would buy Demandware Inc., whose software is used by businesses to run ecommerce websites, for about $2.8 billion.The deal will help Salesforce open a new front as it look to take away more market share from traditional software providers such as Oracle Corp. and SAP AG, both of which already offer cloud-based ecommerce services.The ecommerce market has been growing at a blistering pace as retailers expand their online presence, boosting demand for software that helps manage functions such as payment processing and inventory management.Salesforce’s cash offer of $75 per share represents a 56.3 percent premium to Demandware’s Tuesday closing.Demandware’s shares, which have fallen about 21 percent in the past year, were up 52.1 percent at $73 in premarket trading on Wednesday. Shares of Salesforce, considered a barometer for the cloud-computing industry, slipped 2 percent.Demandware, whose customers include Lands’ End Inc., L’Oreal SA and Marks and Spencer Group Plc., has reported sales growth of more than 30 percent for the last 10 quarters.Global spending on digital commerce platforms is expected to grow over 14 percent annually to about $8.5 billion by 2020, Salesforce said, citing research firm Gartner.The deal, slated to close in Salesforce’s second quarter ending July, is expected to increase the company’s 2017 revenue by about $100 million-$120 million.Salesforce had forecast fiscal 2017 revenue of $8.16 billion-$8.2 billion in May.BofA Merrill Lynch is Salesforce’s financial adviser for the deal, while Goldman Sachs is advising Demandware.(Reporting by Anya George Tharakan and Kshitiz Goliya in Bengaluru; Editing by Saumyadeb Chakrabarty) 2 min read Free Webinar | Sept 5: Tips and Tools for Making Progress Toward Important Goalslast_img read more

GetResponse Expands Turnkey Marketing Platform with Powerful Webinar eCommerce Online Payments and

first_imgGetResponse Expands Turnkey Marketing Platform with Powerful Webinar, eCommerce, Online Payments, and Social Ad Integration Capabilities Business WireJuly 2, 2019, 2:09 pmJuly 2, 2019 ecommerceemail marketingGetResponseNewsSocial Ad IntegrationTurnkey Marketing Platform Previous ArticleConversocial Promotes Ido Bornstein-HaCohen to Chief Executive OfficerNext ArticleVonage and Freshworks Enhance Customer Experience Via Multichannel Communications Integrates with Facebook, PrestaShop, Square, and WooCommerce to Strengthen Inbound/Outbound Marketing PlatformGetResponse, the global innovator in digital and email marketing, announced that its all-in-one marketing platform now features enhanced webinar and e-commerce capabilities, a new online payments gateway, and direct integration with social ads.Since GetResponse is a complete inbound and outbound marketing platform, customers can centralize, manage and analyze integrated campaigns using advertising, email, landing pages, social media, webinars, and e-commerce. This results in stronger campaign performance while saving customers time and the cost of having to purchase separate marketing solutions.The new webinar capabilities are the result of extensive development efforts to further enhance the platform. The fully responsive webinar layout features a fresh modern design that delivers supreme audio and video with support for HD streaming, advanced chat and Q&A management, recorder templates, livestreaming on Facebook and YouTube, and customizable calls to action.Marketing Technology News: Digital Communication Tools Leave Many Workers Feeling Squeezed out by Tech-Savvy ColleaguesAdditionally, GetResponse has strengthened its integration with industry leaders including PrestaShop and WooCommerce for e-Commerce, Square for secure online payments, and Facebook for ad integration. These features are directly in GetResponse, enabling customers to easily identify their target audience and create and execute marketing campaigns from a centralized marketing platform.“GetResponse continues to stay one step ahead of the needs of its customers and today’s news of its increasingly more powerful marketing platform further demonstrates their commitment to making it easy to attract, engage and convert customers,” said Ian Cleary, CEO, Razor Social.Marketing Technology News: Selligent Marketing Cloud Study Reveal Digital Marketers Struggle to Deliver Consistent Omnichannel ExperiencesGetResponse customers that want to take advantage of the platform’s new capabilities can log on to their account and select the tools they need. For Facebook ads, users simply upload their ad, select their audience and budget and GetResponse does the rest. The advanced analytics capabilities make it easy to monitor progress and results. Additionally, GetResponse offers new customers a free 30-day trial.“Building on the success of our new Autofunnel offering, we’re delighted to continue to expand our platform’s features,” said Daniel Brzezinski, COO, GetResponse. “These new features provide marketers with an even more powerful turnkey solution for attracting, engaging and converting customers.Marketing Technology News: Aprimo Recognized as Winner for 2019 Microsoft Media & Communications Partner of the Yearlast_img read more