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Ayiekoh parts ways with Kirinya

first_img Tags: Charles Ayiekokirinya jsssoanatopuganda kobs Ayieko joined Kirinya after leaving Soana FC (file Photo)JINJA – Charles Ayiekoh has stepped down as Kirinya JSS head coach, PML Daily understands.The tactician is believed to have been under immense pressure as the Jinja based side have not been performing to expectations.Kirinya who are slated to take on Vipers away from home on Friday, finished the first round with 19 points from 15 games, having won only four fixtures. The results meant that they sit 10 points away from the relegation zone, a situation that has not been welcome at the club.“I have decided to leave the club because of some personal reasons,” Ayiekoh confirmed.When questioned the reasons that led to his decision, the coach was coy but said: “I cannot explain further right now but I will explain it later after settling. I wish the club the best in their future endeavours.”Ayieko is curently attached to the Uganda Under 23 National Team, the Kobs as one of the coaches. He has in the recent past been linked to several clubs in the country including Onduparaka FC and SC Villa.Before joining Kirinya, he was fired at Soana FC where he had been barely a season.Comments last_img read more

Refinance Share Slips in November as Purchase Loans Climb

first_imgRefinance Share Slips in November as Purchase Loans Climb December 19, 2012 417 Views Share in Data, Originationcenter_img Agents & Brokers Attorneys & Title Companies Credit Standards Ellie Mae Investors Lenders & Servicers Loan-to-Value Ratio Processing Refinance Service Providers 2012-12-19 Tory Barringer Purchase originations gained a bit more ground on refinances in November, according to “”Ellie Mae’s””:http://www.elliemae.com/ latest “”_Origination Insight Report_””:http://www.elliemae.com/origination-insight-reports/EMOriginationInsightReportNovember2012.PDF.[IMAGE]The report draws data from a sampling of loan applications that flow through Ellie Mae’s Encompass360 software and the Ellie Mae Network. By the company’s estimate, more than 20 percent of originations in the United States pass through its network. Loan applications sampled for the report are typically initiated 90 days prior (August, in this case) to account for the time that passes between application and closing.According to the findings, refinance originations pulled back slightly to represent 68 percent of loans closed, down from 69 percent in the October report. Meanwhile, the share of purchase loans increased to 32 percent from 31 percent previously.Though refinances are slowly losing ground, refinance share remains well above its May level, when refinance and purchase shares were fairly equal (54 percent to 46 percent, respectively).[COLUMN_BREAK]The closing rate on all loans was 52.3 percent, down from October’s 54.5 percent but up from every other month in the past year. The closing rate for purchase loans slid down a bit, dropping to 60.8 percent, while refinances took a relatively big hit, falling to a 48 percent closing rate. Conventional mortgages made up 73 percent of total activity, a slight slip down from 74 percent reported in October. The share of mortgages insured through the Federal Housing Administration (FHA) remained flat at 19 percent, unchanged from October and September.The average number of days to close a loan in November was 50, a drop from 54 days in October. While purchase mortgages took a bit longer to close (48 days compared to 47 days previously), refinance closing times shortened significantly, falling from 57 days to 51 days.The average FICO score for loans closed in November’s report stood at 750 for the fourth straight month, while the average FICO score for denied loans bumped up a bit to 707. The average loan-to-value ratio (LTV) for closed first-lien loans increased one percentage point to 79 percent, while the average LTV for denied loans dropped to 86 percent. The average FICO score for closed FHA loans dropped two points in both the purchase and refinance categories to 698 and 716, respectively. The share of conventional finances with a LTV of 95 percent or higher rose for the third month in a row, reaching 9.62 percent. According to Ellie Mae COO Jonathan Corr, the continued increases in high-LTV refinances is a sign “”that HARP may still have some legs.””last_img read more